Question 1

What is a stablecoin payment link?

Accepted Answer

A short URL that lets anyone pay you — they use any token or chain they have, and you always receive USDC or USDT directly to your wallet. Bridging and swaps are handled automatically.

Question 2

Why receive stablecoins?

Accepted Answer

USDC and USDT are pegged to $1, so you know exactly what you'll receive without worrying about price swings. You get the dollars you invoiced for — not crypto that might drop 10% overnight.

Question 3

How do I create a payment link?

Accepted Answer

Sign in with your email or wallet, choose the token and amount, and click Create. You get a short link you can share anywhere. Takes about 30 seconds.

Question 4

What tokens and chains are supported?

Accepted Answer

14+ EVM chains including Ethereum, Base, Arbitrum, Polygon, and Optimism, plus Solana and Bitcoin. Tokens include ETH, USDC, USDT, and many more. Cross-chain payments are handled automatically via bridging and swaps.

Question 5

Do I need a crypto wallet?

Accepted Answer

Not to get started — you can sign in with just your email. To create payment links and receive funds, you'll connect a wallet. Payers can use any compatible wallet.

Question 6

Is it custodial? Do you hold my funds?

Accepted Answer

No. txpay.app is fully non-custodial. Payments go directly from sender to your wallet. We never hold, control, or have access to your funds.